Review recent mortgage rates from Keep in mind that certain financing institutions and programs can offer different rates or more competitive fee structures, which could change your overall affordability! 

Feel outwitted by rising rates? Don't overlook negotiable options such as an interest rate buy-down from the seller. This is often an attractive option for both the buyer and seller versus a reduction, as it allows the seller to maintain full list price and generally results in larger savings for the buyer. 

Deciding your home buying budget can be difficult. While you may be pre-approved or pre-qualified up to a certain amount, that doesn't mean you necessarily want to spend that much to ensure an comfortable mortgage payment that allows you to set aside funds in savings for repairs, renovations and unexpected emergencies. The tool below can help you by incorporating all of the details that go into your monthly mortgage payment to find where you're comfortable.

Need help from a mortgage lending pro? Contact us for more information about financing your next purchase.

Current Rates from Mortgage News Daily

NOTE: The MND Rate Index is updated each weekday afternoon (excluding market holidays).  The MND Rate Index has become the industry standard for tracking day-to-day movement in mortgage rates. Unlike surveys, the index is driven by real-time changes in actual lender rate sheets. This means MND can update it any time rates change during the day and that it will be much more accurate than survey-based indices. Lastly, it is highly objective as MND are not quoting a rate nor attempting to influence any audience for any purpose. The one and only goal is to capture the real movement in mortgage rates as quickly and as accurately as possible.  


Payment Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.